Your home is not only your sanctuary, but one of your biggest assets. If you’ve lived in your home for a while now, you’ve likely built up equity. But what’s equity? Equity is the difference between your home’s value and the amount you still owe on your mortgage. It represents the paid-off portion of your home. That equity can be a powerful financial tool to help you achieve your goals, but you have to know how to use it. So, where do you start? Well, here are 4 smart ways to make the most out of your home equity: